Can Financial Abuse Continue After a Divorce?

Financial abuse often continues beyond the end of a marriage. Sadly, despite legal separations and divorces, abusers can still wield financial control, leading to dire consequences like bankruptcy, debt, and legal troubles. This article explores the persistence of financial abuse in the post-divorce period and offers strategies to break free from such control.

The Lingering Influence of Financial Dependence

Financial abuse is not confined to the duration of a marriage; it can persist even after a divorce. Some individuals, particularly those who heavily relied on their abuser's income, find themselves in a situation where the control remains intact, leading to devastating outcomes such as bankruptcy due to a shared debt (Example).

Case Study: The Bankruptcy and Shared Debt

After a divorce, one person, let's call them Jane, faced a challenging situation. Her ex-husband, while facing his own financial issues, still managed to hold on to a truck that had been co-signed by both. When he declared bankruptcy, Jane was left with the responsibility, leading her to file for bankruptcy herself to escape the debt that her ex was supposed to shoulder (Example).

Legal Battles and Beyond

Legal proceedings are often an essential step in overcoming financial abuse. However, the tactics used by financially abusive ex-partners can be elaborate and persistent. Not only do they challenge court orders, but they can also create chaos at their workplace, thereby exacerbating the financial struggles of the victim.

Exposing Harsh Reality: Legal and Workplace Espionage

Consider the case of Amy, whose ex-husband not only refused to follow the divorce agreement but also refused to pay for medical bills for their child. She had to petition the court for an enforcement of property division, but her ex's obstruction didn't stop there. Amy took legal action against his employer, informing them about his non-compliance and abusive behavior, which ultimately led to his demotion and significant financial loss (Example).

The Costs of Ignorance and Dependence

Financial abuse can stem from ignorance and dependency, particularly among victims who may fear leaving their partner due to financial insecurity. Research indicates that 75% of abuse survivors stay in abusive relationships for economic reasons, leading to a cycle of abuse that can persist even after a divorce (Example).

Overcoming Economic Dependence

Survivors can break free from this cycle by setting up payment plans, obtaining loans, or seeking bankruptcy to alleviate financial burdens. For instance, setting up payment plans or obtaining a loan can provide a temporary solution, while filing for bankruptcy can offer long-term relief. Financial independence is key, and it must be prioritized before or as soon as a divorce is sought.

Legal Strategies and Financial Independence

Legal advice is invaluable in navigating the complexities of post-divorce financial abuse. A good lawyer can guide survivors through the legal maze, ensuring that their rights are protected. Financial self-sufficiency should be a priority, and it's crucial to start working towards this goal as early as possible.

Recommendations for Financial Self-Sufficiency

Despite the emotional and financial trauma, survivors must take steps to become financially self-sufficient. This includes paying off debts prior to the divorce, splitting assets, and ensuring that child support and alimony are directly deposited into your own account. Additionally, maintaining custody rights while ensuring visitation is a delicate balance, but it's an essential aspect of post-divorce life.

Remember, staying financially independent is not just a matter of personal survival but a step towards rebuilding a life away from the shadow of abuse.