Can My Dad Take My Money from Work When I’m in High School and Working Full-Time?

Many teenagers find themselves in the position of working full-time during high school, often earning their first independent salary. However, parents can sometimes exert pressure or control over their children's earnings. This article aims to clarify the legal and ethical aspects of whether a parent can take or manage money earned by their child in such a scenario.

Key Considerations and Legal Context

The financial independence and rights of a minor worker who has started earning a salary can be complex. Legal rights vary by jurisdiction, but generally, a minor's earnings may be handled differently based on their age. In some areas, a minor may not be considered to 'own' their earnings until they reach a certain age, often 18.

Here are some common scenarios and considerations:

Scenario 1: Setting Aside Money for the Child

Some parents might set aside money from their child’s salary for personal savings or future expenses. This can be a positive step, as it helps the child learn about saving and budgeting. However, if the parent is spending the money without the child's consent, it may be seen as financial exploitation.

"I think that he is setting it aside for you. This is good. If not he is a skunk. Good Luck!"

Scenario 2: Direct Deposit and Separation of Funds

Many employers offer direct deposit, where the payroll is deposited directly into the employee's bank account. If the child has a separate bank account, the parent cannot access the funds, as the money technically belongs to the minor.

"No, of course not. Is he saving it for you? Or is he spending it? If he's spending it, he's an awful dad."

Scenario 3: Opening a Savings Account and Direct Deposit

Another way to ensure the parent cannot access the child’s earnings is by obtaining a savings account solely in the child’s name and setting up direct deposit. This can be done by contacting a local bank and getting a social security card or other ID to achieve this.

A responsible parent might ask, "Am I only authorized person to receive your paycheck/wages?" If the answer is no, they can request direct deposit or a debit card that goes directly into a separate account.

Legal Recourse for Unjust Actions by a Parent

In certain cases, if a parent unilaterally spends a minor’s earnings without permission, the child may have legal grounds to take action, such as filing a court case. However, this can be a complex and costly process for the child.

"I don’t know, but if he did or if you're concerned that he will go to the payroll department and alert them that you are the only authorized person to receive your paycheck/wages, you could also inquire whether the payroll department offers direct deposit to your bank account if you have one your dad doesn’t have access to, or offers a debit card that your wages can be uploaded to."

Conclusion

Whether a parent can take or manage a minor's earnings largely depends on local laws and the parent's role in the child's life. It is advisable to seek legal advice or counseling to navigate these complex issues. Ensuring financial independence and proper legal safeguards can help protect both the child’s rights and their earnings.