Is AARP Membership Worth the Cost? A Closer Look at Benefits and Critiques

As a retired individual, the decision to join or renew an AARP membership can be a complex one. While the annual fee is low, it raises questions about the true value provided. This article delves into the pros and cons of AARP membership, examining various facets such as discounts, content, and political involvement.

Pros and Cons of AARP Membership

Pros:

Discounts: A wide range of discounts is available, from insurance to travel and rental services. Newsletters and Magazines: Valuable information is provided in print and online. Lobbying: Some benefits arise from AARP's lobbying efforts, potentially influencing policies that affect seniors.

Cons:

Promotional Junk Mail: Members receive a significant amount of unwanted promotional emails and mail. Conflict of Interest: Critics argue that AARP is heavily commercialized and that some products, like their own insurance, are heavily promoted. Political Activity: AARP's funding and activities may influence political positions, which some members may not agree with.

Personal Experiences

Many individuals report mixed experiences with AARP membership. For instance, Joe, 59, and still working, found that while the discounts were useful, the promotional activity and volume of junk mail were excessive. His experience included:

Significant travel discounts that somewhat offset the annual membership fee. The convenience of discounts from various companies, though requiring careful tracking. Questions about the value of home insurance discounts when AARP is not the primary provider.

Another perspective comes from Jane, who stated that while she found the benefits useful, she ultimately decided to cancel her automatic renewal due to the volume of junk mail and promotional emails. She highlighted:

Substantial savings on car insurance and cell service through AARP. The importance of staying informed with AARP's newsletters and magazines. The disappointment in receiving a lot of unasked-for promotions and junk mail.

Evaluation and Decision Making

The decision to join AARP depends on individual circumstances and priorities. Here are some points to consider:

Discounts: Evaluate the real benefits of the discounts offered, particularly those that are not for AARP's own products. Membership Value: Consider whether the cost of the membership is justified by the discounts and benefits received. Political Views: Check AARP's political positions and ensure they align with your own. Contact Information: Understand how to manage your membership, including opting out of unwanted communications.

AARP can be a valuable resource for seniors, but it's important to make an informed decision about whether the membership is worth the cost based on your personal needs and values.