Should You Move from India to Dubai for Work?

The decision to move from India to Dubai for work is a complex one that involves weighing various factors, such as salary, cost of living, and family considerations. This article aims to provide insights and guidance to help individuals make an informed decision based on their personal and professional circumstances.

Initial Salaries and Perceptions

Many individuals might initially believe that a higher salary in Dubai translates to a much better lifestyle compared to India. However, this isn't always the case. Let's explore a scenario where someone in India earns 52 lakhs per annum (LPA) and is offered 48,000 AED per month (approximately 7.5 lakhs INR per month) in Dubai. At first glance, 48,000 AED seems like a substantial increase, but it is essential to consider other factors that come into play.

Cost of Living in Dubai

The cost of living in Dubai is significantly higher than in India. Here’s a breakdown of some key expenses:

Rent: A decent 2BHK apartment in Dubai can cost around 4,000 AED per month, or 48,000 AED per year. Kids' Education: Average monthly expenses for educating a child in Dubai can range from 1,500 to 2,000 AED, or 15,000 to 20,000 AED per year. Utilities and Food: For a modest lifestyle, utilities and food can cost around 2,000 to 3,000 AED per month, or 24,000 to 36,000 AED per year. Entertainment and Outings: Additional expenses such as outings and leisure activities can cost about 1,000 AED per month, or 12,000 AED per year.

When you sum up these expenses, a family of four can easily exceed 10,000 AED per month. This suggests that the salary of 48,000 AED might not suffice for a comfortable lifestyle, leaving you with 38,000 AED per month after expenses. This is a significant decrease compared to your current 52 LPA in India.

Other Considerations

Besides the financial aspects, there are several other factors to consider:

Family and Social Life

Moving to Dubai means leaving behind your family and social network. Staying in India offers the advantage of being close to loved ones and maintaining a strong social support system. While Dubai offers a cosmopolitan lifestyle, the emotional and social costs of moving can be considerable.

Career Advancement

While a higher salary in Dubai can open up new opportunities and provide a sense of career advancement, it is important to ensure that the job is secure and offers a stable future. Job security is crucial, especially when considering a significant move with potentially limited options for return if necessary.

Return Policy

It's crucial to be aware of the exit rules in case you need to return to India. Many expatriate jobs in Dubai require employees to reside there for a certain period, typically between 2 to 4 years, after which they are unable to return without seeking approval from the employer. This can create financial and personal stress if unforeseen circumstances arise.

Expert Opinions and Advice

Some anonymous opinions suggest that a higher salary in Dubai is not worth it if the quality of life and cost of living significantly outweigh the benefits. They argue that the investment potential in India is better, especially for those who want to avoid taxes and ensure long-term financial stability for their families.

On the other hand, if the job in Dubai is interesting, challenging, and offers substantial career growth, it might be worth considering. However, it’s important to weigh these factors against your personal and family circumstances.

Ultimately, the decision to move from India to Dubai for work is a highly personal one. It requires careful consideration of your long-term goals, financial plans, and the well-being of your family. Consulting with a career advisor or financial planner can provide valuable insights and help you make the best decision for your unique situation.