Striving for Respectful Employment: Overcoming Challenges of Minimum Wage and Commission-Based Jobs

As someone who has experienced homelessness, I can attest that the journey to stable employment is fraught with obstacles. Many of these obstacles are linked to the stigma and structural barriers associated with minimum wage and commission-based jobs. This article explores the realities of these employment types, offering insights and strategies for navigating them with dignity and respect.

The Reality of Minimum Wage Jobs

Working in minimum wage jobs can be incredibly challenging for those who have experienced homelessness or are vulnerable to financial instability. In the state where I reside, the minimum wage is set at 12 to 13 dollars per hour. This wage can be overwhelming when trying to cover basic expenses, particularly rent. According to housing affordability guidelines, one should not spend more than 30% of their gross income on rent.

For example, a gross monthly income at the minimum wage would be approximately $2,080 to $2,240. To adhere to the 30% rule, rent should not exceed $624 to $672 per month. However, many landlords are charging upwards of $1,300 a month, which means tenants are paying 2.1 to 2.26 times the recommended amount on rent alone. This is a systemic issue that significantly exacerbates the challenges faced by those transitioning out of homelessness.

Finding a Balance

After being homeless, I was fortunate to find freelance work that pays between 15 and 20 dollars per hour. This allows me to pay only 54.17% of my monthly income on rent, which is a significant improvement. Additionally, I am actively seeking full-time employment at businesses that provide employee housing. If this opportunity arises, I would be able to cover just 30.45% of my income on rent, a dramatic decrease from the current situation.

The Drawbacks of Commission-Based Jobs

Commission-based jobs, while potentially offering higher earnings, come with their own set of challenges. In the past, I have worked such jobs, and while I was able to earn a decent wage at times, the income was never stable. On average, commission-based jobs are hit and miss, making it difficult to rely on a consistent income. There is also the issue of additional scrutiny from potential employers if these jobs are part of your employment history.

Education and Empowerment

Acquiring education or certifications is a powerful way to overcome barriers in the job market. Credentials provide a tangible indication of skills and knowledge, making one more competitive in the job market. For those who already have a degree or certificate, kudos! However, it is important to consider that in the current context of a pandemic, job opportunities may be limited. Nevertheless, maintaining a proactive attitude is crucial.

It is also essential to recognize that certain industries may still discriminate against individuals based on their employment history or financial status. Maintaining a positive and perseverance mindset is key to overcoming these challenges.

Conclusion

While minimum wage and commission-based jobs can be challenging, they are not inherently wrong. The key is to navigate these situations with a proactive and persistent attitude. By seeking higher-paying freelance work, investing in education, and targeting employers that offer employee benefits, individuals can improve their financial stability and overall quality of life.

Best regards, and remember, perseverance and resilience are critical in the journey towards respectful and secure employment.